@bigfishrunning @Loukas But fraud detection is about stats, not about "every". You're trying to do two things:
(a) be good enough at detecting actual fraud to get regulatory approval that you're trying hard enough
(b) keep false positives, and thus the cost of call centres and pissed-off customers, down.
So target driven in both directions.
@TimWardCam You're using the etymological fallacy[1] to (try to) claim that the word "prejudice" doesn't or can't mean things like "an adverse opinion or leaning formed without just grounds" or "an irrational attitude of hostility directed against an individual, a group, [or] a race". But it can[2], and it's *quite clear* that @Loukas and @bigfishrunning meant it that way.
1: https://en.wikipedia.org/wiki/Etymological_fallacy
2: https://www.merriam-webster.com/dictionary/prejudice, sense 2