In the same way as "the cloud is just someone else's computer" - "AI decisions are just someone else's prejudices".
@bigfishrunning @Loukas But fraud detection is about stats, not about "every". You're trying to do two things:
(a) be good enough at detecting actual fraud to get regulatory approval that you're trying hard enough
(b) keep false positives, and thus the cost of call centres and pissed-off customers, down.
So target driven in both directions.