America doesn't have a health CARE system. We have a health INSURANCE system. That ain't the same thing.
When anyone walks in the door, our first question isn't "How can we fix you?", it's "How're you gonna pay for this?"
That's barbaric.
America doesn't have a health CARE system. We have a health INSURANCE system. That ain't the same thing.
When anyone walks in the door, our first question isn't "How can we fix you?", it's "How're you gonna pay for this?"
That's barbaric.
@Alan I would go further: the USA has a health insurance INDUSTRY. In the UK we’ve had a National Health SERVICE for 70 years, which offends the prejudices of our government’s sponsors, many of whom are from the US health insurance industry.
Take a wild guess what they’re doing to our country‘s biggest remaining asset…
@Alan Indeed. It's complicated by the barbaric way we train doctors and the capitalist way they are expected (by insurance companies) to work.
What if we set aside the whole paradigm of "medicine" as "fixing problems"? What if, instead, medical professionals were expert consultants we established a long-term relationship?
But this misunderstands what insurance is.
Insurance is absolutely not about paying for healthcare. It is not a payment plan, or a savings plan. That’s something different.
Insurance is fundamentally about managing risk, not payment. You’re not buying healthcare when you buy insurance; you’re buying temporary access to other peoples’ money because you’re afraid you might not have enough.
I really wish we had better financial education so that people better understood how this stuff worked.
Then we’d be able to make so much more progress in things like improving access to healthcare for all.
So long as people are mislead into thinking buying insurance buys healthcare, insurance companies win and our money is wasted.
@Alan I can report on one exception, which is instructive and maybe a tad ironic: some 9 million military veterans receive health care through the Veterans Health Administration, a pure government-run and taxpayer-funded entity that describes itself thusly: "America’s largest integrated health care system, providing care at 1,298 health care facilities, including 171 medical centers and 1,113 outpatient sites of care of varying complexity..."
And it works! Thus, I'm alive to tell you about it.
Yup. I was supposed to have surgery next month. Can't afford it. Ah well.
@Alan
Yes. That's capitalism, and capitalism is barbarism.
We won't make progress until we get capitalists out of government.
We don't have a democracy; we have a corpocracy.
We need to elect Progressives up and down the ballot in every election in order to move forward to a social democracy, real government for the people.
OK now do education.
But at least we get to choose our own insurance company and if we don’t like it we can easily switch to another company at any time, right?
And we pay so much less for better health outcomes, right?
That’s why Republicans tell us that National Health is a bad idea because it’s anti-competitive thus poorer quality, right?
RIGHT!?!
We still call our healthcare payment system the Ontario Health Care *Insurance* system, though everyone calls it OHIP.
Everyone qualifies. "Premiums" paid out of taxes.
Change jobs, not working? Same coverage.
Far cheaper because no profits, vastly simpler administration.
My wife got free treatment in the UK for a minor hospital visit because "it would be more trouble than it's worth, to do all the paperwork to bill you and handle the payment"
Everyone else in the world is astonished that the US doesn't do it.