Do NOT fuck this up if you can manage it financially. I've been contributing overtime recently and I'm still in a deficit.
Go login to your employee portal and fix it. It's fucking free money.
“@SwiftOnSecurity I've led some large oganizations and it always drove me nuts I couldn't get all employees to participate in our 401k. "Fucking free money" is not hyperbole. It also gives many their first shot at learning about investing and markets if they're given options in the funds used.”
@SwiftOnSecurity I remember when I was a young adult just getting into a career instead of just a job I had a lot of loans to pay, I had to take care of my mother who wasn't all that well, pay for our utilities, food and housing. For the first couple of years I couldn't afford the withholding to participate/invest in a 401k. Once I did get into a good place no living paycheck to paycheck I did right away though.
Some people might be in a situation where it's not a priority.