“@SwiftOnSecurity I've led some large oganizations and it always drove me nuts I couldn't get all employees to participate in our 401k. "Fucking free money" is not hyperbole. It also gives many their first shot at learning about investing and markets if they're given options in the funds used.”
@SwiftOnSecurity I remember when I was a young adult just getting into a career instead of just a job I had a lot of loans to pay, I had to take care of my mother who wasn't all that well, pay for our utilities, food and housing. For the first couple of years I couldn't afford the withholding to participate/invest in a 401k. Once I did get into a good place no living paycheck to paycheck I did right away though.
Some people might be in a situation where it's not a priority.
@SwiftOnSecurity Many companies let you invest in "the 401(k)", where that money goes into some avenue that the company has chosen. This is often a low-cost index fund or the like. Better companies let you select more specifically where you want to invest that 401(k) money - for example, the S&P500 or index funds that auto-balance depending on your expected year of retirement.
Where it can get risky is companies that let you invest in individual stocks or high-growth / high-risk funds.
I'm all for letting people be adults and make their own mistakes, but the 401(k) is a bad playground for that.
@SwiftOnSecurity I get those employees’s [short term] logic. You’re asking them to take a pay cut today in exchange they don’t need to work until they die.
If you’re just out of school or low wage industry, you probably don’t have much extra cash floating around to afford that pay cut.
^Youth is wasted on the young.^
¯\_(ツ)_/¯
Am not as chronologically young anymore and my body often reminds me of this but in terms of attitude and spirit i’m pretty youthful.
And i’m trying to nudge lege into not doing the same destructive things i sally went through but i can’t stop them so..
@azyklus @BRicker @SwiftOnSecurity
Both are right.
Lots of olds might have wisdom but have no clue on delivery of the messages.
Lots of youngs could use those nudges but olds are, well, clueless and old and don’t get modern problems.
¯\_(ツ)_/¯ can’t win
@Aphrodite @azyklus @SwiftOnSecurity
(alas far too many of us olds mistake mere accidental survival or even ^success^ as evidence of wisdom &/or heavenly favor &/or merit.)
@BRicker @azyklus @SwiftOnSecurity
after surviving enough things that should statistically have killed me i just marvel that i survived being hit by a taxi doing nearly 40mph in nyc, spiking the landing almost perfectly, and popping conscious only to chew out the driver for dirtying my clothes instead of wondering why i survived an event that has >80% mortality.
Chewing out a taxi driver is quintessential NYC response to stress.
Bravo!
Seriously tho, we're each the hero of our own tale from our POV, so asking why the movie didn't end just now isn't an in-frame question.
Of course we're alive, we're essential to the plot.
It's breaking the fourth-wall of our personal narrative to ask if we are perhaps inessential, the character's arc could end here.
(This works against realistic risk analysis.)
Chewing out a taxi driver is one thing. They deal with angry sweary people every day.
Having someone march to their window and complain after getting hit by that taxi in language that passes every broadcast standard that he got my clothes dirty?
That was priceless (except for the concussion, vertigo, and dramatically worse migraines).
@Aphrodite sounds like the early effect of concussion was suppressing the politeness filter?
(Concussed brains don't believe in concussions, so in that state, yes, dirty clothes was believably (wrongly) the worst offence. Broken brain tells on itself.)
I hate to disabuse you of this, but I was aware that I was in A Bad Way.
I did not drop a single profanity or vulgarity.
As I approached the driver, I thought how I could best ensure they’d never forget this moment.
Before I spoke to the driver, I advised the passenger, “Congratulations. You’ve won a free ride to this exact point.” This was based on being in that seat 7mo prior and in a taxi v truck accident where NYOD said that to me, more or less.
As soon as I made the complaint about my clothes, as this was 34th Ave between 7th and 8th, I directed a comment to the passing pedestrians, “I bet none of you thought that’s what I would say.”
On the phone with the ambulance, I correctly observed that if I sat down I likely would pass out, so instead I forced myself to stand upright until the bus took me to Bellevue, where I experienced diminished consciousness. Think grey out rather than blackout.
And I have witnesses. I like having receipts for the absurdities I’ve lived through. :)
I’m just sharing my story as factual and truthfully as possible.
Apparently I’m an edge case, which is even funnier because I landed after the taxistrike on my edge (if you fall, you want to land on a flat, your belly or back, and avoid any point, your head or a joint. edge is the side of the body.)
@BRicker
I deliberately downplay a lot i’ve gone through, so “legend” felt weird to see written in association with me. I saw another Buddha in the street, so I attacked it.
It’s something that helps me with my mental health.
I’m just some chick that’s gone through stuff. I’m not special. This leads to not being upset over my difficulty finding new work or with pain i can’t get rid of instead of thinking I’m entitled to success and wealth and the 2.5 spouses and 3.2 cars.
I am fascinated through by that last graf.
I have felt like an extra in the film of my life for most of my life. Fortunately not as much anymore, but I also don’t feel like I’m the main character.
And I am obsessed with the numbers when there are numbers to be known. Even if I’m breaking the fourth wall, I have a need to know what things look like on that side of the screen.
@jacquiharper @azyklus @SwiftOnSecurity
I would say each likely implies the other, so hard yes,
BOTH
( or neither, if BOTH are wrong,
e.g., if contrary to song, "a wasted youth" were not "better by far" but a necessary precondition to "a wise and productive old age"??)
SwiftOnSecurity
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