Question for #BikeTooter, what do folks on here think of E-Bike Insurance?

My E-Bike and accessories is probably worth ~$1100. Insurance for damage or stolen bike is ~$105 a year with $200 deductible.

That would mean it would be worth it if my bike gets damaged or stolen every 8.5 years (assuming claims are accepted).

What do fellow #Seattle folks think!

(For context, my bike is my main mode of trans., and I regularly lock it up outside restaurants and shops)

#Bike #Seattle #Insurance