South Korean banks are set to ease household lending standards in Q1 2026 while maintaining robust corporate loan growth, as credit risk and loan demand rise amid improving asset quality, according to a Bank of Korea survey.
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Banks Signal Easing of Household Lending in Q1 While Maintaining Corporate Loan Growth

South Korean banks are set to ease household lending standards in Q1 2026 while maintaining robust corporate loan growth, as credit risk and loan demand rise amid improving asset quality, according to a Bank of Korea survey.

Yonhap Infomax

Dollar Weakens and Gold Rallies as T-note Yields Slide

Puzzle made of money by Qimono via Pixabay The dollar index (DXY00) today is down by -0.12%.  The…
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Banks expected to tighten household loan policies in Q2 2025 amid government's continued household debt management, with lending attitude indices turning negative for both housing and general loans.
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Banks to Raise Household Loan Thresholds Again in Q2

Banks expected to tighten household loan policies in Q2 2025 amid government's continued household debt management, with lending attitude indices turning negative for both housing and general loans.

Yonhap Infomax

In Q3 2024, banks saw a moderate rise in loan demand from firms and strong housing loan demand, with expectations for further increases in Q4. However, ECB rate decisions have negatively affected net interest income, leading to anticipated declines in profitability. Meanwhile, broad money (M3) growth rose to 2.9%, largely due to net foreign inflows, despite ongoing negative impacts from TLTRO funding phasing out.

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Despite challenges in certain sectors, such as commercial real estate, transportation, and manufacturing, overall loan demand declined in some Districts. #CommercialRealEstate #Manufacturing #LoanDemand #Fed #BeigeBook