GravityLordCredit Reports: Last Week Tonight with John Oliver (HBO)
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gtbarryTransUnion says hackers stole 4.4 million customers’ personal information
Credit reporting giant TransUnion has disclosed a data breach affecting more than 4.4 million customers’ personal information. TransUnion confirmed that the stolen personal information includes customers’ names, dates of birth, and Social Security numbers.
#Transunion #creditreporting #databreach #security #cybersecurity #hackers #hacking #hacked
Jonathan Kamens 86 47#TransUnion "upgraded" their site today, which of course means critical functionality no longer works.
Specifically, before today my wife was able to lock and unlock her credit report just fine, and now when she tries she gets nothing but errors from the web site.
We did a live chat with an agent and complained, and of course they said we had to call them on the phone to resolve the problem.
I'm skeptical that will work but we'll see.
Why do they suck so much?
#creditReporting
Specifically, before today my wife was able to lock and unlock her credit report just fine, and now when she tries she gets nothing but errors from the web site.
We did a live chat with an agent and complained, and of course they said we had to call them on the phone to resolve the problem.
I'm skeptical that will work but we'll see.
Why do they suck so much?
#creditReporting
stevenwick7The CFPB initiated a lawsuit against Experian, one of the largest credit reporting agencies in the US. The lawsuit accuses Experian of improperly handling consumer disputes, which allegedly violates the FCRA #creditrepair #CreditScore #creditreporting
https://newsmeapp.com/cfpb-sues-experian-for-failing-to-properly-investigate-consumer-disputes/
Today's example of incompetence from #Experian.
An email message can have both plain-text and HTML versions of the message's content embedded in them, and your email client is supposed to choose which one to display. The content of both is supposed to be equivalent. Here are the HTML and plain-text versions of a message I just received from Experian. They are very much not the same.
The credit reporting agencies are incompetent. They should not be trusted with our data.
#creditReporting
An email message can have both plain-text and HTML versions of the message's content embedded in them, and your email client is supposed to choose which one to display. The content of both is supposed to be equivalent. Here are the HTML and plain-text versions of a message I just received from Experian. They are very much not the same.
The credit reporting agencies are incompetent. They should not be trusted with our data.
#creditReporting
In yet another display of how incompetent all of the #creditReporting agencies are at providing consumer-facing services, #TransUnion migrates thousands of users to a new service and tells them to bookmark links which are actually click-tracking links, not the links they should be bookmarking. Idiots.
(For example, the word "link" below links to "https ://links.em-tuci.transunion.com/u/click?_t=[long random string]&_m=[long random string]&_e=[even longer random string]")
(For example, the word "link" below links to "https ://links.em-tuci.transunion.com/u/click?_t=[long random string]&_m=[long random string]&_e=[even longer random string]")
JoshMe: hey Bank, can you write the status /this particular way/ so that it reflects this other way on my credit report, the criteria of which I meet?
Bank: I would love to, but we cannot.
Me: so just to be clear, you're saying it's impossible for BankCo to record the status, even though I clearly fit the description by your definition, to this other marking, which would be better for me?
Bank: As a representative, I would do that in a heartbeat for you but we are not permitted or even able to change that.
Me: That's so disappointing. Are we able to do this other tiny change?
Bank: Yes, and as a side effect it will do exactly what you asked for in the opening question.
Me: do you not see the reason why my mouth is dragging on the floor right now due to this response?
Bank: No, and thank you so much for choosing Bank Corporation! Make sure to give us more of all your money kthxbi
#banking #banks #money #corporations #monopolies #credit #creditreporting
Bank: I would love to, but we cannot.
Me: so just to be clear, you're saying it's impossible for BankCo to record the status, even though I clearly fit the description by your definition, to this other marking, which would be better for me?
Bank: As a representative, I would do that in a heartbeat for you but we are not permitted or even able to change that.
Me: That's so disappointing. Are we able to do this other tiny change?
Bank: Yes, and as a side effect it will do exactly what you asked for in the opening question.
Me: do you not see the reason why my mouth is dragging on the floor right now due to this response?
Bank: No, and thank you so much for choosing Bank Corporation! Make sure to give us more of all your money kthxbi
#banking #banks #money #corporations #monopolies #credit #creditreporting
MikeWasDon't fall for the trap—skip the apps.
→ Get all three original reports from annualcreditreport.com (or by mail).
→ Identify any inaccurate information that needs to be fixed or removed.
→ Write a letter to each bureau, identifying each item that was wrong, and sending it certified mail, return receipt requested.
→ If they fail to fix the incorrect information, go to court (with the help of a lawyer who won't charge you) to sue for damages caused by their false reporting.
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The credit industry WANTS to lure you into these useless, fake report-and-dispute apps because using them prevents you from enforcing your rights.
What he should have done instead:
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