The College Investor20h ago
A federal review found 91% of college financial aid letters understate or hide your real net price. Combine that with lost transfer credits and impacted majors, and a 4-year degree quietly becomes a 6-year bill. Full breakdown: https://thecollegeinvestor.com/81529/college-pricing-black-box-how-colleges-inflate-the-cost-of-a-degree/ #HigherEd #StudentLoans #PersonalFinance
The Quiet Tactics College Use To Inflate the Cost of a Degree

Colleges advertise one price but charge another. See how aid tactics, fees, and lost credits inflate what families really pay — and how to push back.

The College Investor
BBC News1d ago

Third of people say uni degree not worth it, as student loan inquiry begins

https://www.bbc.com/news/articles/c2e29gk73rjo?at_medium=RSS&at_campaign=rss

#Education #Economy #StudentLoans

Student loan inquiry begins as a third of people say university degree not worth it

MPs will hear the concerns of graduates about the size of their student debts, and the interest rates.

The College Investor1d ago
The wave of small college closures is accelerating. Hampshire ($21.9M endowment) and Anna Maria ($1.6M) are the latest. We pulled together the 5 warning signs every family can check using public data — IPEDS, IRS Form 990s, enrollment trends — plus what to do about Closed School Discharge. https://thecollegeinvestor.com/81409/could-your-college-close-5-warning-signs-every-family-should-watch-for/
#HigherEd #StudentLoans #Education
5 Red Flags Your College Could Close — And What To Do If You Spot Them

Hampshire and Anna Maria just announced closures. Here are 5 warning signs your college could shut down — and what to do to protect yourself.

The College Investor
The College Investor3d ago
Federal student loan default isn't a cheaper alternative to repayment. The Department of Education takes 15% of disposable wages, your tax refund, and Social Security offsets up to 15%. IBR at $0/month beats it cleanly for low-income borrowers. Full breakdown: https://thecollegeinvestor.com/81254/is-wage-garnishment-ever-cheaper-than-student-loan-repayment/ #StudentLoans #PersonalFinance
Wage Garnishment vs. IBR And RAP: Why Default Math Is Always Worse

Wage garnishment rarely beats IBR or RAP on cost. Here's the math — and the narrow cases where default looks cheaper before fees and credit damage.

The College Investor
The College Investor4d ago
How PSLF Buyback amounts are calculated: the Department uses your lowest income-driven repayment amount during the deferment or forbearance, adjusted for income, family size, and loan type. Gaps under a year are simpler; longer gaps require tax returns and family size for each year. https://thecollegeinvestor.com/66898/how-pslf-buyback-amounts-are-calculated/ #StudentLoans #PSLF
Missed PSLF Months? Here’s How the Government Decides What You Owe to Get Them Back

Understand how short or long deferments change your PSLF Buyback cost.

The College Investor
DoomsdaysCW4d ago

#ICYMI (I know I did)... Apparently, part of #Trump's #BigUglyBill involved withholding future student #FinancialAid if they withdraw from a class. Wow...!

"Beginning in Summer 2026, changes to #FederalStudentAid under the One #BigBeautifulBill Act will significantly affect how federal direct loans are adjusted when students withdraw from courses or reduce enrollment. Several of you have met with me via zoom to learn more about these changes, and I am grateful for the questions and conversation.

What’s changing in brief:

- Financial aid for loan borrowers may now be recalculated based on a student’s enrollment, even in cases where students continue to pay for all of their credits.

Students who withdraw from courses may:

- Lose eligibility for a portion of their aid in a future semester and/or,

- Owe a balance back to the university

Please contact the Office of Financial Aid with questions or refer students directly for individualized guidance.

Thank you for your continued support of our students during this transition."

#USPol #TrumpSucks #DumbingUsDown #GuttingHigherEd #StudentLoans

NERDS.xyz – Real Tech News for Real Nerds [Unofficial]5d ago

Americans now owe a staggering $18.19 trillion as credit card debt keeps climbing

https://fed.brid.gy/r/https://nerds.xyz/2026/05/us-consumer-debt-2026/

The College Investor5d ago
Biden-era HUD rule change replaced the 1% student loan DTI calculation with actual payments — including $0 under SAVE. Now SAVE is gone and FHA delinquency is climbing (11.5% in Q4 2025). #StudentLoans #HousingPolicy #FHA
https://thecollegeinvestor.com/81347/student-loan-borrowers-are-3-8x-more-likely-to-be-behind-on-their-mortgage-in-2026/
Biden-Era FHA Rule Let Buyers Qualify on $0 Student Loan Payments. Now Defaults Are Rising

Student loan borrowers are 4x more likely to fall behind on a mortgage. New data shows where the strain is showing first.

The College Investor
S.v. N.Sönmez6d ago

UK Treasury probes student loan plans, finds many borrowers unclear on terms; opaque repayment may raise long‑term cost. Read the report, discuss reforms.

🚩 #StudentLoans #EducationFinance #UKPolicy #DebtManagement #StudentDebt #PolicyReview

The College Investor6d ago
Sen. Elizabeth Warren has asked the GAO to investigate the impact of Education Department staffing cuts on college oversight. Federal Student Aid lost about 46% of its workforce. https://thecollegeinvestor.com/81323/warren-asks-gao-to-probe-whether-education-department-cuts-have-crippled-college-oversight/
#StudentLoans #HigherEducation #PublicPolicy
Warren To GAO: Quantify The Cost Of Lost Education Department Oversight Of Colleges

Sen. Elizabeth Warren wants GAO to investigate whether Education Department staffing cuts have weakened oversight of colleges receiving Title IV funds.

The College Investor