Financially Ignorant - Fidelity Roth IRA - BOCVIP

I am 32. I don’t have a financial literate human being in my family tree, or friend group. I’ve been using ChatGPT for help, but question its suggestions,

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Should I move out of my parents home ? - BOCVIP

I’m trying to figure out if moving out right now actually makes sense financially. I’m 22 making about $2,630/month after tax. Currently living at home, I pay

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What do I invest in? - BOCVIP

I (19M) have saved around 10K and Have a payed off car. I’m going to community college right now so that isn’t costing too much money. What should I invest in

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The rising cost that risks turning retirement into a 'prison'
By Jeremy Story Carter and Catherine McAloon

The Australian retirement dream is being destabilised by the rising cost of home insurance, as retirees on fixed budgets find themselves unable to absorb skyrocketing premiums.

https://www.abc.net.au/news/2026-03-23/rising-insurance-costs-risk-turning-retirements-into-a-prison/106368730

#RetirementPlanning #CostofLiving #Insurance #JeremyStoryCarter #CatherineMcAloon

The rising cost that risks turning retirement into a 'prison'

The Australian retirement dream is being destabilised by the rising cost of home insurance, as retirees on fixed budgets find themselves unable to absorb skyrocketing premiums. 

Laid off at 34. Do I still need a day job? - BOCVIP

I’m 34 and was recently laid off from my remote job ($120k base + bonus). I’m expecting about 6 months of severance (I was at the company for a long time),

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Purchase ‘Family Home’ we like or wait? - BOCVIP

Monthly take home ~$8,700 (Fully funded retirement accounts) . Planning kids within a year. No debt other than mortgage, vehicles all paid off

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Mid 40’s, wife and I have contributed 20% to 401k’s for years. Is it too late to start contributing to a Roth IRA? https://www.bocvip.com/1262712/mid-40s-wife-and-i-have-contributed-20-to-401ks-for-years-is-it-too-late-to-start-contributing-to-a-roth-ira/ #PersonalFinance #RetirementPlanning
Mid 40's, wife and I have contributed 20% to 401k's for years. Is it too late to start contributing to a Roth IRA? - BOCVIP

It seems the general consensus is to contribute as much as is necessary to get your employer's 401k match, then max out your Roth accounts for the year,

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How to know when to save vs pay? - BOCVIP

I have to pay $5k in medical bills.

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Should I close the old joint checking account with my parent? - BOCVIP

I have a Citi checking account that was opened a while ago, I think when I was in college almost 2 decades ago. Its practically empty but I keep it open in

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I’m scared I will become homeless - BOCVIP

My partner and I need to move out of our current situation as soon as possible and quickly without our current roommate noticing as he’s mentally unstable and

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