Would lowering retirement contributions to buy a house set me back too much? - BOCVIP

Hello! I am 29, and hoping to buy a house in a year or so, if possible. I take saving for retirement pretty seriously, as I have a chronic illness and want to

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Has anyone here actually had good results using an online investment advisor in 2026? - BOCVIP

I’ve been seeing more ads and recommendations for online investment advisors lately and I’m wondering if they actually work for regular people.

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Explain this to me please - BOCVIP

Whats the purpose of the whole asset management industry.

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Early 30s saving a decent amount per month – pay down 4.3% loan with all savings continuously, or use some to invest in ETFs (VT)? https://www.bocvip.com/1315793/early-30s-saving-a-decent-amount-per-month-pay-down-4-3-loan-with-all-savings-continuously-or-use-some-to-invest-in-etfs-vt/ #PersonalFinance #RetirementPlanning
Early 30s saving a decent amount per month - pay down 4.3% loan with all savings continuously, or use some to invest in ETFs (VT)? - BOCVIP

I save an average of $3k USD per month. Should I use this entirely to pay down the principal on a 4.3% interest loan, or do this partially while also

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As a young person with a stable job, how important is the rule capping rent at 1/3 gross income? - BOCVIP

I'm about to graduate from college, and I will be starting a PhD program in the fall. The program has a 5 year funding guarantee with a stipend of just

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Gold IRA rollover guide, wondering if this is the right move for my retirement - BOCVIP

I’m thinking about moving some of my old 401k into a gold IRA but I have no idea where to start. I’ve read a few guides online but they all seem to have

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“Inherited” $75 at 22 - BOCVIP

My father passed away suddenly last Monday at just 43 and left me $75,000 in life insurance. I want to handle this responsibly and in a way that honors him—my

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Pay off student loans at 4.45% interest or invest - BOCVIP

Hey guys, I recently graduated and make like 60-70k a year ish. My plan was to fully pay off my 24k student loans because the interest rate was like 7% but

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Should I go back to live with my parents? - BOCVIP

Currently 37 years old and single with no dependents.

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Sell my 2018 RAV4 now or wait? - BOCVIP

TLDR: Should I sell my old 2018 RAV4 now in preparation of a 2028 vehicle purchase, or wait to be safe? (Also cross-posted from r/UsedCars)

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