Completely new to budgeting - BOCVIP

Hello everyone! I hope everyone is doing well, I’m trying to get into saving money, I want to learn to budget my spending instead of just spending money on a

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Credit Card Rewards vs. Straight Cashback: Which side are you on? - BOCVIP

I've been seeing a huge shift lately. Some people swear by optimizing every single mile for travel, while others have moved strictly to flat cashback

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Is There Any Point in Holding Onto My I Bonds? - BOCVIP

I bought 10K of I bonds in March 2022 which are now worth almost 12K (this excludes the last 3 months of forfeited interest). I recently bought a house at

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40 year old bf never established credit - BOCVIP

Hi. My 40 year old bf always pays in cash for everything. Litterally everything, rents from a family member, has a prepaid cell phone etc, etc. I had him

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Anyone get their return rejected because a return under their SSN has already been submitted? - BOCVIP

This has happened to multiple people at my company. The Conduent breach has been mentioned, but I want some more evidence that it isn’t only our company.

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How to go about making our money work for us instead of sitting in a HYSA? - BOCVIP

Hi!

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Just another dumba#@ co- signer on a home loan here - BOCVIP

The difference is it was my daughters home loan , she pretty much begged me because she had ( at that time 4 of my grandbabies) they were soon to b homeless

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[US] I received a letter from a bank saying I’m a beneficiary to an IRA account - BOCVIP

I received a letter from a bank saying I’m a beneficiary to an IRA account that belonged to my grandfather who died about 4 years ago. I asked my dad who said

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Joint owner at Chase fell for a scam. Any recourse options? - BOCVIP

I was on a joint savings account with my grandma to be able to help her pay her bills if something ever happened to her without having a power of attorney.

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401k company match met, Emergency fund complete, Roth IRA maxed, now what? - BOCVIP

In my 30's. I have been putting 12k per year into my 401k (+company match), max out my Roth IRA, have a healthy emergency fund to cover a year of

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