Question about HDHP (high deductible health plan), HSA, and using the insurance - BOCVIP

I apologize if this isn't the best sub for this question, but searching Reddit for HDHPs led to an older post here.

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529 overfunded. Should I use to pay private HS tuition? - BOCVIP

I have two high school seniors headed off to college next year. After some scholarships, both 529s are easily overfunded by $20k, potentially up to $70k. Have

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Got a $2,000 tax refund. Do I wipe out 3 small maxed-out cards or put a massive dent in my biggest one? - BOCVIP

Hey everyone, I'm looking for some advice on the best way to use a $2,000 tax refund I just received. My credit score is currently in the low-to-mid

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In need of financial advice for receiving 27k. HYSA and Fidelity FDLXX? Invest in ETF? - BOCVIP

Long story short I received 27K as part of an inheritance. I am a grad student (27 years old) and want to make sure that I’m saving this money properly. I

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How does one save thousands of dollars for necessities? - BOCVIP

Okay, this will be a long read. I’m a 21F. I currently work part time at Hannaford and am not able to switch positions into full time, apparently, because it

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Invested in only ETFs. Do I need to do anything else? - BOCVIP

I'm 21 and I've been aggressively investing in ETFs for about 3 years now. I'm curious about next steps.

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20 years old, $40K cash saved, about to ship out on a merchant marine union job — what do I do with my cash - BOCVIP

Hey everyone, I’m 20 years old and I’ve saved up about $40,000 in cash from lawn care work, junk removal, flipping cars etc and odd jobs over the past couple

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Selling a car I just bought in January? What would you do? - BOCVIP

I recently moved in with my partner, about 40 miles from work. My older car was/is a higher mileage Subaru Outback, but I wanted to put that car into

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Do we need a Vanguard advisor? - BOCVIP

I 36 and wife 39 have some money in 2 IRA's​. I have roughly $120k and she has just about $42k. Back in 2020, I crossed the $50k threshold and got a

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Retirement Planning Guide for Every Life Stage

In the early years when one is twenty years old, saving money for retirement may not seem important. However, by making small savings then, money will keep adding up because of the effects of compound interest. By the time one reaches thirty, the financial burden grows and at times there is need for planned savings, with the help of an adviser. When one gets into their forties, they start concentrating on making proper investments and risk management as the retirement period becomes closer. For those in their fifties, they require to plan to catch up by moving to safer investments.

Read more: https://goldstonefg.wordpress.com/2026/03/27/retirement-planning-guide-for-every-life-stage/

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Retirement Planning Guide for Every Life Stage

The majority of the population does not even begin to think about money several decades later. It generally starts with a smaller one, such as asking whether one is saving enough, or observing that…

Goldstone Financial Group