For those of you who recommended #PenFed to me here… The reason why I say they suck now is they sometimes hold ACH payments (i.e., don't credit them to your available credit) for up to ten days, something that no other credit card company has ever done to me in my 30+ years of using credit cards, and they refuse to raise my (or anyone else's apparently) credit limit above $10k, even though every other bank is happy to give me a $25k limit.

* I submitted a credit card payment to #PenFed three days ago. Two days later the card was declined due to no available credit. I asked why and they said they had "put the payment on float" because it was "larger than [my] usual payment" and I needed to submit a screenshot showing that the payment had cleared my bank to get it released. I submitted the screenshot and many hours later they rejected it, claiming the proof was "insufficient", without telling me what would be. (2/3)

This morning the payment still hasn't been applied to my #PenFed credit card account, three days after it was submitted, i.e., two days after it reached them. They have my money but won't let me use my credit card.
I have been using credit cards for 37 years and this has never happened to be before, not a single time. This is some serious bullshit. (3/3)