☔️ MB ra mắt sản phẩm "Bảo hiểm chỉ số lượng mưa", một giải pháp tài chính giúp giảm gánh nặng thu nhập trong mùa mưa bão.
Điểm nổi bật của sản phẩm này là khách hàng sẽ được tự động chi trả khi lượng mưa vượt một ngưỡng nhất định mà không cần chứng minh thiệt hại thực tế. Đây được xem là một giải pháp tài chính nhanh chóng và minh bạch.
#BảoHiểm #MuaBao #ThoiTiet #MBBank #TaiChinh #BaoHiemLuongMua
#Insurance #Weather #Rainfall #Finance #MBBank #ParametricInsurance
"India's government has begun early-stage talks with local insurers about designing a nationwide climate-linked insurance programme aimed at simplifying the payout process after extreme weather events such as heatwaves and floods.
The scheme would adopt a parametric insurance model, where policyholders receive a pre-determined payout when specific weather thresholds such as rainfall, temperature or windspeed are breached."
"The short-term scheme targets house owners, officegoers, auto and cab drivers, shop owners, delivery agents, home service professionals, gig workers and event attendees.
The climate risks include extreme heat, cold waves, and excessive rainfall, and the policies covers [e.g.] unexpected commute cost, reduced sales due to extreme weather, supply chain delays due to flooding, leaks from prolonged rainfall, loss of income for daily wage workers."
Over 600 people in Kolkata have bought India’s first ‘climate change’ insurance policies, compensating for income loss or extra costs from extreme wea
An Indian City’s Battle Against #ExtremeHeat
"In addition to #ParametricInsurance programs for outdoor workers, there are efforts in Ahmedabad to cover roofs with heat-reflective paint, implement early-warning systems and establish hospital heat wards. The proactive approach has become a blueprint for other cities in developing countries who have accepted that record temperatures aren’t just freak weather: they’re the new reality as the planet continues to warm."
https://www.bloomberg.com/features/2023-india-ahmedabad-extreme-heat/
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