BOCVIP4h ago
ACA quirk: 64-year-olds can pay less than 45-year-olds https://www.bocvip.com/1266588/aca-quirk-64-year-olds-can-pay-less-than-45-year-olds/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
ACA quirk: 64-year-olds can pay less than 45-year-olds - BOCVIP

Most people assume health insurance just gets more expensive as you age. Under the ACA, that’s not always true.

BOCVIP
BOCVIP5h ago
52 years old, sharing current status and seeking advice https://www.bocvip.com/1266545/52-years-old-sharing-current-status-and-seeking-advice/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
52 years old, sharing current status and seeking advice - BOCVIP

Hi everyone,

BOCVIP
BOCVIP8h ago
Unpopular opinion: most budgeting apps are waste of money when a spreadsheet does the same https://www.bocvip.com/1266332/unpopular-opinion-most-budgeting-apps-are-waste-of-money-when-a-spreadsheet-does-the-same/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Unpopular opinion: most budgeting apps are waste of money when a spreadsheet does the same - BOCVIP

I know many are using YNAB and Monarch but I’ve used both of them and always ended back in a spreadsheet. It was always something: the banking system randomly

BOCVIP
BOCVIP21h ago
Daily FI discussion thread – Tuesday, March 24, 2026 https://www.bocvip.com/1265309/daily-fi-discussion-thread-tuesday-march-24-2026/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Daily FI discussion thread - Tuesday, March 24, 2026 - BOCVIP

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of

BOCVIP
BOCVIP1d ago
figured out i don’t want early retirement, just want out of corporate hell https://www.bocvip.com/1264900/figured-out-i-dont-want-early-retirement-just-want-out-of-corporate-hell/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
figured out i don't want early retirement, just want out of corporate hell - BOCVIP

had this lightbulb moment recently - i don't actually want to stop working forever, i just want to escape the soul crushing corporate grind i'm

BOCVIP
BOCVIP1d ago
Daily FI discussion thread – Monday, March 23, 2026 https://www.bocvip.com/1263482/daily-fi-discussion-thread-monday-march-23-2026/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Daily FI discussion thread - Monday, March 23, 2026 - BOCVIP

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of

BOCVIP
BOCVIP2d ago
Daily FI discussion thread – Sunday, March 22, 2026 https://www.bocvip.com/1262045/daily-fi-discussion-thread-sunday-march-22-2026/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Daily FI discussion thread - Sunday, March 22, 2026 - BOCVIP

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of

BOCVIP
BOCVIP3d ago
Daily FI discussion thread – Saturday, March 21, 2026 https://www.bocvip.com/1260701/daily-fi-discussion-thread-saturday-march-21-2026/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Daily FI discussion thread - Saturday, March 21, 2026 - BOCVIP

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of

BOCVIP
BOCVIP3d ago
Has anyone considered therapy for irrational financial anxiety? https://www.bocvip.com/1260639/has-anyone-considered-therapy-for-irrational-financial-anxiety/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Has anyone considered therapy for irrational financial anxiety? - BOCVIP

I'm 30M and doing great financially, but still can't seem to shake the fear of financial ruin?

BOCVIP
BOCVIP4d ago
Where should ABLE accounts go in the flowchart? https://www.bocvip.com/1260268/where-should-able-accounts-go-in-the-flowchart/ #EarlyRetirement #FinancialIndependence #FinanciallyIndependent #RetireEarly #RetiringEarly
Where should ABLE accounts go in the flowchart? - BOCVIP

My yearly bonus just landed so I’m determining the best way to allocate it. So far my 401k and mega backdoor is fully funded, my HSA will be through ordinary

BOCVIP