#LetterOfTheWeek
Forum: Introducing #AI at Primary 4 carries a real developmental #risk #StraitsTimes
"When #socialmedia spread rapidly through our #children’s lives, the #guardrails came years too late.🤦‍♂️ We're still living with those ripples on #youth #mentalhealth, sleep, attention & #family life.. In 2023, #UNESCO called for #regulation of #generativeAI in #schools, #data #protection & #privacy standards, teacher training, & an age limit of 13 for classroom AI tools"👈🧐
https://www.straitstimes.com/opinion/forum/forum-introducing-ai-at-primary-4-carries-a-real-developmental-risk

#LetterOfTheWeek
Forum🇸🇬 Don’t let medical progress become a loophole for #insurers
"Life #Insurance Assoc'n recently updated its #Critical #Illness Framework to incl modern “keyhole” & endovascular treatments.. a clear admission tt old, highly invasive definitions r medically obsolete. However these updates are not retrospective. Tis creates a 2-tier sys where those who've dutifully paid #premiums for decades r penalised for te v #medical progress tt makes #surgery safer"
https://www.straitstimes.com/opinion/forum/forum-dont-let-medical-progress-become-a-loophole-for-insurers

#LetterOfTheWeek
#Health #insurance wording
"reports in #Singapore highlighted #consumer concerns over insurance disputes, & gap btw #policywording & consumer expectations.. tis gap become esp'ly troubling when patients discover, only at pt of crisis, tt timely #treatment, safer options or real-life complications don't fit narrow definitions in their policies.. Def'ns & exclusions tt don't reflect #moderncare shld be updated so tt consumers understand what they're buying"
https://www.straitstimes.com/opinion/forum/forum-health-insurance-wording-must-reflect-modern-care

#LetterOfTheWeek
Strengthen #enforcement, close loopholes to protect licensed #F&B operators
🧐🇸🇬"Law-abiding #hawkers & biz owners pay levies, contribute CPF for local employees & operate under valid licences. Those who follow te rules end up bearing higher costs while rule-breakers may gain an unfair edge. Te #authorities shld strengthen inter-agency coordination, incl'g cross-checks.. Firm & visible enforcement will help restore confidence & ensure a level playing field"
https://www.straitstimes.com/opinion/forum/forum-strengthen-enforcement-and-close-loopholes-to-protect-licensed-fb-operators

#LetterOfTheWeek
#STForum: #Jailterm necessary as #deterrence matters in #careless #driving cases @straits_times
🧐"The consequences of an honest mistake can range fr financial loss to lives being upended.. When #death occurs, we need to just think of those left behind: someone losing a son, a father, a sibling, a close friend or a #breadwinner.. People r often guided by te severity of consequences attached to their actions. A #jail term can serve as a powerful #deterrent"
https://www.straitstimes.com/opinion/forum/forum-jail-term-as-deterrence-matters-in-careless-driving-cases

#LetterOfTheWeek
Forum: Do more to help victims of #creditcard #fraud
"affected consumers r expected to file a police report, obtain a formal rejection letter fr te bank, escalate te case to Financial Industry Disputes Resolution Ctr, possibly report it to #MAS, & even consider te Small Claims Tribunal.. process is lengthy, complex & daunting🤦‍♂️.. With #scams & fraudulent activities rising rapidly in #Singapore, I believe our #consumer #protection framework needs to evolve"
https://www.straitstimes.com/opinion/forum/forum-do-more-to-help-victims-of-credit-card-fraud

#LetterOfTheWeek
Is #FaceID on #banking #apps too convenient to be secure?
"Shld banking systems rely so heavily on frictionless #biometric #approval when friction itself may be a #safety feature? #Desktop banking, which reqs deliberate steps & device-based authentication, arguably offers clearer intent & better #protection.. As #banks accelerate twds #convenience & speed, r we adequately acct'g for – #seniors – or we assume #digital #awareness tt not all users possess?"🤔
https://www.straitstimes.com/opinion/forum/forum-is-face-id-in-banking-apps-too-convenient-for-security

#LetterOfTheWeek
#Protect #children #online
🧐" #Singapore’s students r among te most digitally connected.. Many receive #smartphones in primary school, or earlier.. Expecting children to self-regulate vs billion-$ #platforms designed to maximise attention is unrealistic. It places #responsibility on te weakest party in te equation. #Australia’s approach shifts #accountability to where it belongs: platforms.. A clear national standard wld make boundaries easier to enforce"
https://www.straitstimes.com/opinion/forum/forum-go-beyond-school-phone-bans-to-protect-children-online