@g_boccia @williampietri @manux @docpop @Interledger
@dimpase

I'm fine with this kind of govt centralization.

The US has an ACH (automatic clearing house) system where banks have a routing number and then we get account numbers. What I don't get is why we can't modernize this into something like a username/domain to make transferring money like sending an email. then let us build that into apps. also #FedNow is starting up.

do other countries have this? could we have an international system?

@mirlo

credit unions can be cool. we desperately need a decentralized fiat transfer protocol so we can send money as easy as email. instead of using PayPal or Venmo or a credit card, we'd use our own banking apps. #FedNow

$5 FROM [email protected] TO [email protected]

cc @Interledger @Taler

@Jeremiah

I feel like we have to first make sending fiat (almost maybe) as easy as sending an email or message here, except directly from our banking app. An open protocol and API. Then may a million flowers bloom.

I feel like this kinda exists in other countries but the US is only just beginning with #FedNow.

@quillmatiq

we desperately need an open protocol for fiat transfer. #FedNow

cc @Taler @Interledger

@ben

or if we'd had a better option cause there was an open protocol for fiat bank to bank direct transfer. it would have removed a lot of the interest in crypto too. #FedNow

cc @Interledger