@camless You're welcome. And if people have children or relatives who may not know about this, you may want to check for them and opt them out of nationalpublicdata.com, too (see https://nationalpublicdata.com/optout.html).

Then also help them create security freezes.

Parents of young children: Check to make sure your kids' info isn't in the nationalpublicdata.com site. Opt them out if they are. Then:

Your kids should not have a credit report unless you authorized them to use a credit card or something. But they may also have a credit report if their identity info was obtained and misused.

Check to see if they have a credit report by contacting the major credit reporting firms. You may have to mail the request for Equifax, but you should be able to check online for Experian and TransUnion .

To be proactive: freeze your young child's credit report.

#security #creditreports #Experian #TransUnion #Equifax #NPD #optout

And, while we're talking credit reports, if you haven't checked yours in a while, time to do that, too!

Federal law (for USAians again) mandates you can get one copy of each of your reports for free in a one-year time span. You can get all three reports at once, or check one of them every four months.

There are many mock services that offer to get you your reports. There are plenty of services (even the bureaus themselves) that provide paid services to get you more copies over a year.

But the place to go for the annual free ones is:

https://www.annualcreditreport.com/requestReport/landingPage.action

#CreditReports #credit