Penny Forward

@pennyfwd
87 Followers
56 Following
447 Posts
Blind people building bright futures one penny at a time.

Elder abuse prevention is everyone’s responsibility.

Learn how to protect older adults from scams and financial exploitation:
https://buff.ly/j4F71dO

World Elder Abuse Awareness Day: Protecting Older Adults from Financial Abuse and Scams

World Elder Abuse Awareness Day highlights the importance of protecting older adults from financial abuse and scams. Learn how to recognize risks and help keep seniors safe.

Penny Forward

Are your financial records protected?

Learn how electronic document storage and disaster planning can help you prepare for emergencies: https://buff.ly/fHWN9WT

Prepare Now: Simple Steps to Protect Your Financial Records Before a Disaster

Learn how to protect important financial and tax records before a disaster. These preparedness steps can help blind and low vision individuals stay organized and recover more easily.

Penny Forward

Social Security payments are moving fully electronic.

Learn how to switch from paper checks and avoid disruptions to your benefits: https://buff.ly/GV8BFwj

Social Security Is Ending Paper Checks: What Blind Beneficiaries Need to Know

Learn why Social Security is transitioning away from paper checks and what blind beneficiaries need to know about switching to electronic payments.

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Is your side hustle a hobby or a business?

The answer can affect how you report income and handle taxes. Learn what factors the IRS considers and why the distinction matters.

https://buff.ly/YOoOFcH

Hobby or Business? Why the Difference Matters at Tax Time

Learn how the IRS determines whether an activity is a hobby or a business and why the distinction matters when filing taxes.

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Trying to stay organized with your savings?

Learn how the “bucketing” strategy can help you save for multiple goals at once:
https://buff.ly/vSSeywr

How the “Bucketing” Strategy Can Help You Save More

Learn how the “bucketing” savings strategy can help organize short-, medium-, and long-term financial goals while building financial stability over time.

Penny Forward

Blind taxpayers can request IRS notices in accessible formats like Braille, audio, large print, and electronic text.

Missing IRS mail can lead to added penalties and interest. Here’s how to stay informed:
https://buff.ly/QSL0qMB

Don’t Ignore IRS Mail: Accessible Options Blind Taxpayers Should Know About

Learn how blind and low vision taxpayers can receive accessible IRS notices and avoid missing important tax deadlines.

Penny Forward

Blind entrepreneurs and small business owners have access to new IRS tools that can simplify tax responsibilities and improve accessibility.

Learn more: https://buff.ly/WJHVNzN

National Small Business Week: Tax Tools Blind Entrepreneurs Should Know About in 2026

Learn about IRS tools and tax resources that can help blind entrepreneurs and small business owners manage tax responsibilities in 2026.

Penny Forward

Scammers are getting smarter.

Here’s how to spot phishing attempts and protect yourself: https://buff.ly/eyScI00

Sure Smells Phishy! Protecting Yourself from Scammers and Identity Thieves

Learn how to identify and avoid phishing scams with practical tips from Penny Forward contributor Catherine Samuel.

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Do you know your DTI?

It’s one of the key numbers lenders use to evaluate your finances.

Here’s how it works: https://buff.ly/61Scpeh

What Is Debt-to-Income Ratio (DTI) and Why It Matters for Your Financial Health

Learn what debt-to-income ratio (DTI) is, how to calculate it, and why it matters for managing debt and qualifying for credit.

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A powerful reflection from a blind caregiver supporting a parent with dementia.

Caregiving doesn’t look just one way.
https://buff.ly/jMRgMeX

Finding Your Caregiving Superpower: Reflections from a Blind Caregiver of a Parent with Dementia

A powerful reflection from a blind caregiver supporting a parent with dementia, republished from the Braille Monitor with permission.

Penny Forward