In #Australia the info on your #CreditReport is extensive (https://www.oaic.gov.au/privacy/your-privacy-rights/credit-reporting/information-on-your-credit-report)
And Credit providers can request this info.
A Credit provider can be:
* a bank
* an org that provides credit
* an org that provides deferred payment of 7 days or more
* an org that supplies credit for hiring leasing or renting of goods
* or a retailer that issues a credit card for the sale of goods and services.
I expect it would be easy for an org that relied on #CreditCard #AgeVerification to structure itself to fit one of these categories if it doesn't already. Therefore theoretically any company using your credit card as age verification could access:
* your full name
* your date of birth
* your sex
* your current (or last known) address and previous 2 addresses
* the name of your current (or last known) employer
your driver’s licence number
* the names of any credit providers that have provided you with consumer credit, and whether they are licenced by ASIC
* the type of consumer credit provided by those credit providers
* the day on which that consumer credit was made available to you and (if relevant) terminated
* the limit on that consumer credit
* certain terms and conditions of that consumer credit, including limited information about your repayment and interest obligations
* repayment history information, which is information about whether you have made a consumer credit payment on time, or whether you have missed a payment
* financial hardship information, which is reported against your repayment history information
* that a credit provider has requested access to information held in your consumer credit report in connection with an application that you have made to that credit provider for consumer or commercial credit (an information request, more commonly known as a credit enquiry)
* the type and amount of consumer or commercial credit that you sought in that application
* that you have defaulted on a consumer credit payment of $150 or more (this means that you are at least 60 days overdue in making the payment)
* a statement that you have since paid an amount that was recorded as default in your consumer credit report
* the fact that, as a result of a default, you have agreed to a variation in the terms and conditions of consumer credit, or you are provided with new consumer credit
* any court judgements made against you that relate to credit provided to, or applied for by, you
* certain information about you that is recorded on the National Personal Insolvency Index, including information that relates to bankruptcy and debt agreements.
* certain publicly available information that relates to your activities in Australia and your creditworthiness. A credit reporting body (CRB) can only collect this information where it is generally available to members of the public and where the CRB collects the information from an agency or a state or territory authority
* the opinion of a credit provider that you have committed a serious credit infringement.