Srikanth ஸ்‌ரீகாந்த்Oct 10, 2022

After you read the report on @Truecaller , ask @sahamati how #AccountAggregator handles counter party privacy of your financial transactions when your neighborhood kirana's loan app knows about you without your consent.
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RT @internetfreedom
Truecaller’s true colours revealed?

A report by @viceroyresearch alleges that @Truecaller (“TC”) isn’t as “privacy-focused” as it claims to be. It accuses TC of, among other things, collecti…
https://twitter.com/internetfreedom/status/1579413039501447169

Internet Freedom Foundation (IFF) on Twitter

“Truecaller’s true colours revealed? A report by @viceroyresearch alleges that @Truecaller (“TC”) isn’t as “privacy-focused” as it claims to be. It accuses TC of, among other things, collecting user data without obtaining their explicit consent. 1/8 https://t.co/II6rFlz7H9”

Twitter
Srikanth ஸ்‌ரீகாந்த்Aug 10, 2022

India’s open banking revolution is here, but convenience comes at a price https://restofworld.org/2022/newsletter-south-asia-account-aggregators/ via @restofworld

#CashlessConsumer - Early thoughts on privacy aspects of #AccountAggregator - and complete lack of counterparty privacy.

India’s open banking revolution is here, but convenience comes at a price

Privacy advocates raise the alarm over data shared through the system.

Rest of World
Srikanth ஸ்‌ரீகாந்த்Aug 6, 2022
Content scraping will be replaced by #AccountAggregator, but the practice will not change. Going forwad chose wisely who you pay via #UPI #Privacy #ConsentWashing
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RT @priyashmita
1. I don't know who he is. He is not even on my contact list, which means they did contact scraping of his phone to get my number.
2. If I was their guarantor or ref check, how did they not check with me before giving the loan?
If I make Ambani my guaranto…
https://twitter.com/priyashmita/status/1555903673271812096
Priyashmita on Twitter

“1. I don't know who he is. He is not even on my contact list, which means they did contact scraping of his phone to get my number. 2. If I was their guarantor or ref check, how did they not check with me before giving the loan? If I make Ambani my guarantor, would it work? 2/n”

Twitter
Show threadSrikanth ஸ்‌ரீகாந்த்Apr 28, 2022

https://www.livemint.com/politics/policy/india-aims-to-open-finance-to-millions-with-user-data-system-11630592342389.html India aims to open finance to millions with user-data system

#AccountAggregator PR

India Aims To Open Finance To Millions With User-data System | Mint

If the system works, firms will be able access large amounts of data within seconds to assess the creditworthiness of a small business, recommend a wealth management product for an individual, or tailor an insurance policy for a family

mint
Show threadSrikanth ஸ்‌ரீகாந்த்Mar 14, 2022

I had talked about this ease of orchestration of events to generate data trails in response to interview by
@tripti2994 for @iNetDemocracy research on #AccountAggregator and #Data based lending

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RT @logic
Thanks for publishing the study and in the interest of adding knowledge to ecosystem + others studying it, publishing my responses that were given for the study in Nov 2020.

#Consent #DataTrading #AccountAggregator #CashlessConsumer h…
https://twitter.com/logic/status/1481633096558870538

Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் on Twitter

“Thanks for publishing the study and in the interest of adding knowledge to ecosystem + others studying it, publishing my responses that were given for the study in Nov 2020. #Consent #DataTrading #AccountAggregator #CashlessConsumer https://t.co/9I82h759le”

Twitter
Srikanth ஸ்‌ரீகாந்த்Mar 14, 2022

Gujarat: They played #FASTag & loose to evade GST http://toi.in/e8QcAZ/a24gk via @timesofindia

Cars with tags of trucks driving past to create fake data trails of evidences. @iam_anandv - We discussed in context of #AccountAggregator - we are seeing it in reality #FlowBasedLending

gujarat: They Played Fastag & Loose To Evade Gst | Ahmedabad News - Times of India

A tip-off from Gujarat’s state goods and services tax (SGST) department to the Central GST (CGST) Commissionerate in Delhi has helped bust a syndicat

The Times of India
Srikanth ஸ்‌ரீகாந்த்Jan 17, 2022

The only difference between this and the NAVI loans keeping the app for 25 years is - you don't need to have the app, the 25 years consent can be given on web.

Whatever “take care of their borrowers” means. And this is #DataEmpowerment and #DataProtection. #BullyStack
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RT @sahamati
The home loan market is set to undergo a sea change because of digitization - #AccountAggregator, OCEN writes Arvind Hali, MD & CEO of @MotilalOswalHF htt…
https://twitter.com/sahamati/status/1481890527943757826

Sahamati on Twitter

“The home loan market is set to undergo a sea change because of digitization - #AccountAggregator, OCEN writes Arvind Hali, MD & CEO of @MotilalOswalHF https://t.co/1m4F6MWdjw @TheCredAll”

Twitter
Srikanth ஸ்‌ரீகாந்த்Jan 13, 2022

Thanks for publishing the study and in the interest of adding knowledge to ecosystem + others studying it, publishing my responses that were given for the study in Nov 2020.

#Consent #DataTrading #AccountAggregator #CashlessConsumer
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RT @iNetDemocracy
We are grateful to all those who contributed to this study, especially those who are working to make the AA ecosystem a reality and so generously contributed their wisdom and time. …
https://twitter.com/iNetDemocracy/status/1481590302242660354

Internet Democracy on Twitter

“We are grateful to all those who contributed to this study, especially those who are working to make the AA ecosystem a reality and so generously contributed their wisdom and time. Many thanks to them, and happy reading to all of you! #bodiesanddata #datagovernance”

Twitter
Srikanth ஸ்‌ரீகாந்த்Dec 1, 2021
The #AccountAggregator framework can be SME's UPI. Or is it too early to give credit? http://www.ecoti.in/Ty4ezb via @EconomicTimes
The Account Aggregator framework can be SME’s UPI. Or is it too early to give credit?

The RBI’s decision to have an Account Aggregator framework to narrow the credit gap in the MSME sector is praiseworthy. But banks have to play ball and businessmen have to trust the system for it to succeed.

Srikanth ஸ்‌ரீகாந்த்Oct 28, 2021

Whose #Data Whose Empowerment? - Read this explainer by @internetfreedom to understand #AccountAggregator and seek the answer the question yourself. #DataEmpowerment
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RT @internetfreedom
EXPLAINED: The RBI's #AccountAggregator framework that went live on 2 Sept '21! This new change was heralded as "transformative" to the financial ecosystem.

But does its revolutionary potential stand the test? Follow this thread ⬇️ 1/5 #SaveOur…
https://twitter.com/internetfreedom/status/1453591410536423429

Internet Freedom Foundation (IFF) on Twitter

“EXPLAINED: The RBI's #AccountAggregator framework that went live on 2 Sept '21! This new change was heralded as "transformative" to the financial ecosystem. But does its revolutionary potential stand the test? Follow this thread ⬇️ 1/5 #SaveOurPrivacy https://t.co/degmjqDpLP”

Twitter