the building blocks:
black red black - temporary respite
spades diamonds spades - money troubles
9 of spades - change for the worse
queen of diamonds - could be a spender or a money savvy person, businesswoman, accountant? "money truth" kind of points to that, together with the 8 being, like, "thoughts on a subject" - might be knowledgeable. also with the spades around - she knows the law, even if she herself is not a legal councilor.
8 of spades - worries, oppression, or some kind of negative group-interactions.
putting it all together:
the querent has been dealing with money troubles and things have finally turned bad enough to seek professional help - an accountant or a financial advisor, or maybe someone from the bank. while a good move, it won't be enough to solve the situation. the expert looking over the most recent fuck-up (she's looking at the 9) brings to light more worrying details, complexities or consequences that will need sorting out.
i want to say not all is lost, as it's not three black cards and we have two good signs - the advisor, and the diminishing of the spades from a 9 to an 8. a small diminishing, but kind of a relief, lessening the burden.