@powersoffour @codinghorror It’s so weird. “Blinded by the Light” by MM is an order of magnitude better than the original, but Springsteen’s original Spirits can’t be topped.

@counternotions licensing iOS to other phone vendors.

@anildash 100% agree, but a question of magnitude. Possible to show that credit score algorithms are slightly biased, like facial recognition or other imperfect ML tech. But pales in comparison to Archie Bunker, licensed mortgage broker.

@anildash Something to consider here: if creditors were no longer able to get a (mostly) complete, accurate and unbiased view of a potential borrower’s creditworthiness, they will revert to old-fashioned “manual” underwriting, where a person will make a judgement call on how they “feel” about a borrower. We know from history which communities get outsized benefits and which suffer under that regime. Current system is far from perfect, but there have been real benefits too.

@codinghorror Who can I turn to?

@brentsimmons The poll is flawed because you can’t select both options.

@asymco Of all the money spent on cars and trucks in the U.S., what fraction is spent on providing the function of transportation and what fraction is spent by the owner to publicly communicate something about themselves?

@counternotions Investing is the opposite.