I used to think they were silly. My son got some and I tried them on… I now have my own. They are great when you just want to slip something on rq.

Eh, mostly just because less money coming out of my account at once feels better and there isn’t a downside really. It’s mostly like Amazon’s pay in 4 etc, especially if I think there is a chance I might return it. I would not ever not pay it off and incur fees. Its nothing special, I don’t touch afirm though generally just Amazon and paypals short duration things.

Idk, I do them when there is no interest involved. Like my credit card I only do it when I have the money though.

Unless your momentum doesn’t reset.

I never wanna hear you say

Ain’t nothin but a mistake

Ain’t nothin but a heartache

Why these choices in particular?

Let’s not forget about the fun added UI elements that were added without removing the old redundant ones. Also I want my large clock/weather widget back please

I feel marketing is a not insignificant difference as well. But if it helps people feel better about themselves who cares.