KingU.S. consumers are so fucked up, that they put more than $1 billion on buy-now, pay later services during Cyber Monday
Dr. WeskerMan, say what you will about credit cards, but at the very least with many of those you get rewards of some sort. BNPL is just the consumer version of the payday loan; you get nothing but the scam.
ExulionIdk, I do them when there is no interest involved. Like my credit card I only do it when I have the money though.
skankhunt42For what reason? Am I missing out on something?
Seems like it’s better to just pay now if you have the cash.
Eh, mostly just because less money coming out of my account at once feels better and there isn’t a downside really. It’s mostly like Amazon’s pay in 4 etc, especially if I think there is a chance I might return it. I would not ever not pay it off and incur fees. Its nothing special, I don’t touch afirm though generally just Amazon and paypals short duration things.