@fullywoolly
People don't get that the skin is the only part of you [1] that's a decent insulator. Once you get past that, the salty wet meatbags we are happen to conduct pretty well.
There's a famous case of a US sailor - an electrician's mate, I believe - who deliberately jammed a multimeter's probes into his thumbs to see what his *internal* resistance was, and the miniscule current from that portable (and at the time, probably 9V-battery-powered) meter went in one thumb, straight across the chest, and out the other - and put him into fibrillation. He won the Darwin Award for it.
[1] Okay, hair and nails, too, but those are basically the same as skin anyway.