Jerry 🦙💝🦙Jun 15
Apparently the drain for my AC unit at the beach got clogged and was dumping condensate under the floor for a while. I have been a home owner for 35 years and this is going to be my first insurance claim. And the crappy part is they the insurance company will probably not renew me as a result 💩
Show thread☠ rridley ⚡Jun 15

@jerry mini split? central units should have a saf-t-stop to prevent that.

that said iirc your beach house is in the panhandle? so yeah you're gonna get dropped and left with like the last 2 companies left in the state

Show threadAlan Miller  🇺🇦

@rridley @jerry also maybe a situation of "even if you skip using insurance they may drop you anyway because they're leaving Florida."

I don't understand how people are able to buy down there with mortgages.

Jun 15 at 9:45pmWeb
Show thread☠ rridley ⚡Jun 15

@fencepost @jerry Yeah neither do I. We got lucky when we bought this place but they just keep building all these HUGE housing developments with like the lowest houses in the 400k range and it's like 4 feet from your neighbors house.

A 1.25 acre 1900sqft house sold for 625k near me. Took two months after listing. Zero trees, no garage (converted).

Show threadJerry 🦙💝🦙Jun 15

@fencepost @rridley I don’t know either. We got a 2.5% rate before the prices went nuts.

The good news is that insurance has been getting better. 2 years ago, there were maybe 2 companies that were signing new policies. Now there are a bunch. It always depends on what happens during hurricane season though. So if we have another quiet year, we should be ok, but if there are any significant landfalls in FL, we are hosed.

Show threadAlan Miller  🇺🇦Jun 16
@jerry @rridley you're also insulated from part of it the same way I am - you presumably have a condo owners policy that's mostly "walls in" while the association has to maintain structure insurance. I'd have to dig through budgets to see how much the per-unit monthly insurance cost is for my association.