@can @nblr I feel you, but playing the devils advocate: you can’t solve big problems all at once IMHO.
Step 1: Cut out Visa/Mastercard/PaymentProviders as the middleman
Step 2: move your cloud-agnostic infrastructure to European Wannabe-Hyperscalers once they fulfill the minimum technical requirements
Step 1 alone is hard enough to start with, no need to make it even more hard.
