@cwebber This just happened 2 weeks ago. One of my grandsons had his 16th birthday. The family was pooling money so he could buy a new laptop. I didn't have cash so put a check inside his birthday card. He opened the card while we were all at dinner. He pulled the check out & actually asked, "What is this for?" He didn't know what a personal check was. It had to be explained. He even has a checking account, but had never seen a paper check. His parents, one of whom is my son, are failing.