Lady Butterfly she/herArrgghhh
Multiplexer“Retweet this”
Sir, this is a Wendy’s!
Option B could be to make civilization good enough that retirement is not needed. Basic income is one thing but enough jobs and medical care could make sure that age is not a problem.
I wish I had your optimism mate
Sure, I mean literally millions of people want this, but like 20 billionaires don’t want to lose an insignificant amount of their wealth so that means we don’t get to have it. :(
Millions of people want free money. How many are willing to spend the time to make it work? The problem is not the revolution but to regularly make investment decisions and to decide what the economy should do.
I would absolutely love to work towards making the world a better place and not to make like 3 guys richer
I think it’s more like, any job you have in a capitalist system (which we live in especially in the USA) will result in enriching the borgeousie more than the laborers. Exceptions may apply for worker owned businesses but those are few and far between and even then usually there is still a hierarchy for pay that can be rather unequal in distribution.
Anyways idk that’s not really a question that has a simple answer but that’s just something off the top of my head.
For a funnier example, let’s say I wanted to murder you and a few other peeps just to have a good time. Society would prevent that through laws and punishment, of course the real thing stopping me is the hassle and chance I could get imprisoned and my own moral compass but it’s just a pithy example of where free will and society could intersect.
There’s an infinite number of examples of how society curbs individual behaviors.
The 20 rich guys…
Thrive.
Knowing my luck, I’ll work until I drop dead and then money will lose it’s value
My plan is to be rich enough, old enough and western european enough that the collapse won’t really hit till after I’m dead.
dumbassI think you are being optimistic about things lasting till you’re 65.
faercol
CatZoomiesWho needs money? I’m sitting on a gold mine of microplastics in me. We can create a parallel peer-to-peer microplastic economy.
Death in the water wars is my retirement plan
If you die from dehydration in the water wars, you’re missing the point of the water wars. Don’t stop charging until your thirst is quenched.
or the BezosBots^TM^ kill you first.
I saw a 1995 documentary called Screamers that attempts to accurately depict this.
Yes, probably
Please stop being doomer about your future. This is the most common and dumb cliche delusion that people get stuck in.
Every single on of you “I don’t plan on living that long” angst-turds out there are exactly the same as the evangelical christians who are planning for the rapture.
You will in fact live to 65 and you better fucking do something about it and make your plans now. Make realistic plans too, open a savings account with high yield, work on your education, get smarter, become social and emotionally intelligent, get therapy, fix your body and mind. These are your goals, not these fantasies I always see about either dying young or getting rich.
You don’t know that. We aren’t doing jack about climate change. In fact, we are actively trying to make it worse.
If you don’t think thats a problem, then you’ve got your head in the sand.
Plus, the whole thing is about putting your money in some place where it will passively gain value, so that when you retire you will have compounded wealth. Well – that whole system seems to be faltering in its own right. I mean, the stock market is not rational, that is pretty evident at the moment.
You’re telling me you want me to forego part of my paycheck each month in favor of a tiny piece of ownership of a cross section of companies – which I can only claim the actual liquid value without strict penalty until after I’m 67 – and the value of which is highly dependent on the irrational fears and hopes of other people? and, if not that, upon how well that cross section of corporations extract wealth from the rest of the population? that that money is almost guaranteed to grow is part of the whole issue of the requirement of capitalism to achieve infinite growth year after year – and if it does grow? – where the hell does that money come from? Less and less from transformation of materials into value, and the exchange of that value for money. Less and less from the rendering of a service and the exchange of money for that service. More and more from the enclosure of resources (perhaps including the up front, one-time transformation of materials into those resources, and continued maintenance) and the extraction of rents for use (see: the current state of computing and data storage).
There’ve got to be losers here. If my future wealth is going to be based on a bunch of economic losers having near nothing when they reach the same age, wtf is the point? what is the point if I have wealth and my neighbor has nothing.
If my own future wealth is dependent on me owning a piece of an entity that pays a worker a fraction of the value of their labor – that makes its profit purely on that distinction – I think I probably ought to avoid that whole system altogether out of simple solidarity.
Edit: this is a rant.
Edit2: Oh yeah and thats all not to mention these companies I’d be vesting in are quickly destroying the global ecosystem
MontaggeThank you for your rant. I love a good rant.
I would just add for anyone listening, that the stock market and 401Ks, it’s all just gambling. It’s literally gambling, and not much good comes from gambling even though a lot of people think it will. Gambling produces a few winners and a whole lot of losers.
You get it at age 59.5
Oh fuck I loved every bit of this rant. I wish I had the mental energy to rant like this again.
open a savings account
It’s one thing to have an account. It’s another thing to be able to put money in it. I’m lucky if I don’t have to take money out of my savings all month. About half my clothes have holes in them, and I keep thinking, “Maybe next paycheck I can go shopping.” But by the time next paycheck comes, it pretty much all goes to rent, food, fuel, or whatever else is more dire than new clothes.
But yeah, tell me more about how I’m not saving enough for a retirement that will probably never come.
I’m in the same boat but I still find ways to do it, way too late in life, because as I said above, you need to take your years-away future as seriously as what you’re going to eat tomorrow. It’s going to get harder and harder to keep the grind going and you will absolutely need some measure of savings in the future. As long as you’re making any money at all, even a few dollars here and there will help towards a better tomorrow.
explodicleIn case you aren’t already, you should try shopping at Goodwill or another local thrift store. I get most of my clothes from there. Last time I took my daughter because she has strong fashion opinions.
Goodwill prices are out of control. Look for local/mom and pop thrifts.
You can try locally owned ones. In the town I live near there’s one called Adam’s attic. I was able to get my son, my wife and I multiple new outfits for less than $10.
It was only months ago! What happened‽
I’m privileged enough to have all of very cheap housing, a paid off car and a well paying job, and I still don’t contribute enough to my RRSP.
Surplus of cash? Holy shit I’m not saying put your 20,000 dollar trust fund in the stock market, I’m saying put aside a 100 bucks a month if you can swing it, even if it’s hard. Christ I feel for young people if nobody ever taught you how any of this works.
Yeah, you save $100 this month, then maybe the next, then your car breaks down, or you have to go to the doctor or whatever the fuck expensive thing that comes up and you’re wiped out again. Not that $1200 a year is going to do jack shit for you anyway as far as retirement goes.
I am glad you agree with me that you need to save money for potential expenses and future problems.
With that amount you’re not saving enough to do anything beyond short term emergencies and a lot of people are lucky to even get that far. It doesn’t secure you any kind of future after you’re too old/sick to work anymore.
It’s funny because I never even said “retirement” I just said to plan for your future and stop being nihilistic and thinking “I’m going to die before I’m 40 anyway.”
A lot of people feeling really unhappy at the entire message and that’s really telling about people’s anxiety right now.
You will in fact live to 65 and you better fucking do something about it and make your plans now.
Wtf else would you have been talking about? People are unhappy because your fucking stupid message ignores a shitload of reality. Not everyone has an income that even meets their cost of living, let alone save or plan anything for the future and you come on here calling them turds and lecture them about feeling hopless? Fuck you.
Yah I stand by it 100%, if you can’t muster the will to even TRY for a future, you’re a worthless turd and I don’t want your poison infecting others who are willing to keep fighting, I want people who care about the future so we can rebuild some measure of community and a better future. You don’t want to have those kinds of values, a lot of sheltered, asocial hermits in this post feel the same, so yah… I really hope you have the future you seem to want. I’m done, don’t worry I won’t reply or see any more of this.
Yes, run and hide. That’ll show us nihilists. (Except I’m an absurdist)
What an utterly privileged and myopic take.
No, you’re free to go rot if you want. I give you that permission to just go be miserable and waste life.
Again with the myopic, privileged attitude as if anyone needs or wants your permission.
Get bent bitch.
You’re not making any kind of argument to back up your obtuse whinging, you’re making noise like a toddler.
You’re the one who made the bs claims first. I have no obligation to prove anything to you as I’m not trying to claim anything. I’m simply disagreeing with your BS claims which you’ve yet to prove as legitimate. All you have done is spout myopic opinions clearly jaded by a place of privilege.
You’re just another fucking idiot who has no understanding of systemic reality and are placing blame on individuals for things far beyond their immediate control. Just more “well if I was able to do it then anyone can do it” nonsense that has been spouted by privileged fuckwits for decades.
So, again, get fucking bent you privileged, myopic douchebag.
I said, in essence, “save money and plan for tomorrow, you will regret thinking that you won’t live past a certain age.” I am literally laughing my ass off that this triggered you so hard. Do you have a job? put some money away. Do you have friends? go get some. Do you exercise? You should.
Calling any of that “privileged” is painting a picture of what kind of person rages at that message and it’s not flattering and I am truly amused.
Wow you are just fucking stupid.
“Just save money bro, hur dur, obviously everyone is able to make past the financial threshold that is the cost of living to be able to put money back. Just have friends, cause obviously everyone lives in a community that is welcoming and inclusive to all individuals regardless of color or creed while also having the time and ability and access to infrastructure or opportunities to socialize. Hur dur. C’mon guys, it was so easy for me to do it and I was successful. So obviously that means everyone is able to do it regardless of their material or socioeconomic conditions! If you can’t you’re just a moral failure who isn’t trying hard enough.”
You are just monumentally stupid and myopic. That’s all there is to it.