My credit score dropped when I paid off my car.

My credit score dropped when I paid off my student loans.

Credit agencies told me: "You should get more loans to increase your credit score."

The system punishes you for not owing any money.

They want you in debt forever.

Credit scoring is one of the biggest scams.

@FluentInFinance In civilized countries the equivalent of a credit score (if it exists) is tracked by the central bank or a government agency. But here in America we have a legalized cartel of private companies, whose collection and selling of our data we cannot opt out from.
@MisuseCase @FluentInFinance *and Canada
(and Spain from what I've read, though no direct experience)
it's a neo-liberal plague
@MisuseCase @FluentInFinance
My information has been stolen from two of those agencies. They’ve both oh so kindly given me “free” credit monitoring. 🙄