Chat, here's a question. If you were to live in a world where superheroes and supervillains were a thing and you had to get supervillain insurance, but lived in an unimpressive city, which package would you get? You live in a Cleveland, Ohio sort of place.
1. Top tier A-list supervillain insurance, protect against Dr. Doom level people.
2. Middle of the road supervillain insurance, for people like Harley Quinn.
3. Minimum legally mandated insurance, for villains like The Wall.