15 years ago this was true lol
3 years ago this was true. Not sure if nvidia works properly with wayland even now, though at least the trend is different now
It has no issues, NVIDIA just works these days (if you use a distro where you can choose to use proprietary drivers for it during installation)

Are there distros where you can’t do that? I mean, maybe Debian?

I have had only a few issues with nVidia on Linux for a few years. But, I am using an old card. I’d like to live in the nice sunny castle, not the scary one with bad weather. But, at least I have mostly working shelter while I play my games.

I think there are some that only install FOSS during initial installation
Like which ones?
OpenSuse, I think