European alternatives to Visa and Mastercard ‘urgently’ needed, says banking chief
US payment processing companies account for about two-thirds of card transactions in Eurozone
https://www.ft.com/content/fcc215bb-b7b8-4a62-87ed-03f603eb3d14
European alternatives to Visa and Mastercard ‘urgently’ needed, says banking chief
US payment processing companies account for about two-thirds of card transactions in Eurozone
https://www.ft.com/content/fcc215bb-b7b8-4a62-87ed-03f603eb3d14
@Brokar @eunews
I would settle for one of those Taiwanese railway RFID prepaid charge-card widgets. KISS!
https://hackaday.com/2026/01/28/the-fancy-payment-cards-of-taiwan/
Or a QR code payment system like those popular in Asia. There is a proposal to make it a standard there:
https://en.wikipedia.org/wiki/ASEAN_Integrated_QR_Code_Payment_System
QR codes in general are fine but fraud is also much more likely with QR codes. So i personally am not a fan related to financials and payments.
Apart from that, regarding the fact that some of the payment systems are in service for almost a decade, you can see how deep Brussels sleeps. This whole topic wasn't even remotely on the agenda until Trump cancelled our friendship.
https://www.yahoo.com/news/electric-car-owners-being-targeted-111433451.html

QR codes seem to be everywhere. You may have scanned one to see the menu at a restaurant or pay for public parking. And you may have used one on your phone to get into a concert or sporting event, or to board a flight. There are countless other ways to use them, which explains their popularity. Unfortunately, scammers hide harmful links in QR codes to steal personal information. Here’s what to know.
I don't think that payment QR codes are vulnerable at all. Definitely not in that way which is described at the link you've provided. It is not just some random URL encoded, and the payer is only going to scan it with bank app which wouldn't even try to open it if there's suddenly URL iswhich appears there.