Love this advice!
Love this advice!

You can test new tech ideas using the Seinfeld Test Would the product eliminate the plot of an episode? (Google maps, cell phones, paypal, battery packs) Good tech. Would the product inspire new Seinfeld plots? (NFTs, AI chatbots, crypto currency, blindboxes, metaverse land sales) Bad tech.
@maccruiskeen Well the idea is good, I suppose?
I don't think we have to take this post too literally/seriously.
@maccruiskeen @stefan an opaque bank with poor customer service and weird regulatory position? Nah
Instant inter-Bank transfers should be the default for all banks, it should not require a third-party app. Should be a requirement for a bank to be called a bank.
@maccruiskeen @stefan That's what my country (Brazil) did. PIX is operated by our Central Bank, is lightning fast, and mostly free of charge (Corp accounts pay a fee, but it is cheap).
The entire thing costs like 10M USD a year to run last I checked. For a country this big, it's an absolute bargain.
This has revolutionized things so much that Trump used it to justify sanctions (because it hurts Visa and MC).
