Mastodawn

波鉄 (Hatetsu)Jan 20

@jmaris @moof Hmm, that sounds sort of similar to contactless BLIK in Poland - it's supposed to seamlessly fall back to a virtual MasterCard card if the terminal doesn't take BLIK

@HaTetsu @moof Seems like these projects should merge

William Cullerne Bown Jan 20

Explain for mortals please.

@williamcb.bsky.social Essentially, the EU made a law which bans apple and google from enforcing a monopoly on NFC payments.

Wero want to take advantage of this by letting users replace Apple Pay/Google wallet by Wero.

When users go to pay with NFC on their phones, the Wero app will first check if the payment terminal supports Wero. If it does it will do the payment via Wero. with instant bank-to-bank transfers.

If not, it can fall back to a Mastercard/Visa card.

Ignacy 🇪🇺Jan 20

@jmaris @williamcb.bsky.social This is great!

Maxi 12x 💉Jan 20

@ignacyy @jmaris @williamcb.bsky.social But technically nothing new. The Paypal app does support NFC payments too on a system level (today at least on Android).
The European aspect is new, but #Wero sadly is proprietary to the banks and their apps.
Let’s hope the digital Euro will win at the end.

Luc Jan 20

@jmaris why do I get the feeling this is fake news. Can anyone *actually* use contactless payments without a dependence on Google, so not with Google Play services and attestation but supporting at least *one* non-google option (e.g.: e/OS, Sailfish, GrapheneOS, Ubuntu Touch, LineageOS, etc.)?

@luc yes. My bank does. It has its own NFC payments system on android that I have used on Calyx and LineageOS

Luc Jan 20

@jmaris *blinks* I did not know that was a thing!

Luc Jan 20

@jmaris so far, all I had seen was people resigned to simply not have mobile payments when using something like Graphene since it has Android attestation but not specifically Google's, and that's the closest thing to a locked-down stock OS (you don't even get access to your own /data) after the manufacturer's own ROM!

And the existing Wero apk doesn't work on my device, which is even stock besides Magisk. That didn't inspire confidence for open OS support either

@luc yeah, the duopoly sucks, but the EU has created the legal means to end it! Now we just need companies like Wero to execute on that.

cd ~Jan 21

@jmaris @luc On Graphene, there are a few (unpaid) solutions, but none are ideal. Curve, for example, handles the NFC payment itself and delegates to a card of your choice. The price? Your payment history, obviously.
iCard from Bulgaria (Eurozone now) issues their own free mastercard with mobile NFC payments.
Maybe even PayPal?
Anyway, more banks, Wero or Digital Euros would be very welcome.

Detlef Steuer Jan 22

@jmaris @luc can you share which bank that is?

Jordan Maris 🇪🇺 🇺🇦 #NAFO Jan 22

@drdelle @luc I'd rather not tell the whole internet but I will DM you it

Luc Jan 22

@jmaris could I has DM too if it's a German, Dutch, or Belgian~Flemish bank? :)

Jordan Maris 🇪🇺 🇺🇦 #NAFO Jan 22

@luc sadly not, it's a french one :(

Jordan Maris 🇪🇺 🇺🇦 #NAFO Jan 22

@drdelle @luc also for info: the reason that I am not keen on sharing is that I was once able to walk into my local agency, where I do not regularly go, and have them transfer €800 from me account without asking me for ID at any point... So understandably i'd rather not anybody know ^^

Detlef Steuer Jan 22

@jmaris @luc I can understand that very well. I once wittnessed how a colleague persuaded her bank on the phone to transfer money somewhere without any credentials. Never ever would I open an account there.

John Ulrik Jan 20

@jmaris role out or roll out? quite the opposite.

@ujay68 Thanks! Fixed

Friede Freude 《🕊🙃🥞》

Jan 20

@jmaris
It's pretty cool.
Ask your favorite online shop to offer Wero as payment option.
Kick out PayPal, Visa and Mastercard.

Felgenband Jan 20

@jmaris Thanks for sharing, really a promising concept. 🇪🇺💳

Do you know whether Wero contactless payments will work without mobile network connection on the smartphone side?

Second, how could EPI ensure that e.g. ING Germany implements this? Currently, their implementation of Wero is poor and far away from feature parity with the official Wero app.

#Wero #ing #epi

@jmaris And build on mass surveillance and zero security nor privacy... #EU strikes again

@jerry if you're worried about lass surveillance, i have some bad news for you about the status quo.

@jmaris

All surveillance from any third part is just bad, and then the biggest problem in this... the unsecure wireless NFC.. use your card, there is already a very nice little chip that requires physical contact to operate.

better, smarter and faster Oh yah, its more secure 😉

My comment for the "surveillance" was in contradiction to the GDPR, and the contradiction in how the EU politicians are doing everything they can to get around it them self. Just take any Danish ministries public websites... they all have about 170 PII tracker's, and the Danish national Public service media, paid over our taxes, ~240 PII trackers, and 99% of these are g sending their data straight to the US...

@jerry what exactly makes NFC less secure than contactless payments?

@jmaris Nothing, they are equally bad to my opinion and none of them should be legal

@jmaris AAhhh, now I see your question... I always inserts my card in the terminal...

Blue Luma Jan 21

@jmaris but is it possible to use #Wero without the Play Store (and a Google account) on Android ?
I can't find a way to download the app (from an .apk) on their website.

If not, how can someone say "entirely independent" lol

Oliver Sitt Feb 2

@blueluma @jmaris I tried it on a LineageOS phone without PlayServices and it doesn't work. Now I'm waiting that @glsbank enables the open source payment system #taler or #gnutaler
But unfortunatley there is still no date, when they will start.

Jordan Maris 🇪🇺 🇺🇦 #NAFO Feb 2

@blueluma you could use Aurora store to install it

Blue Luma Feb 8

@jmaris unsecure, unofficial and still relying on google servers