@engravecavedave
I was leaving a parking garage the other day. 4 lanes. All full of cars with hazards on, stopped for 5 minutes or so each. Apple pay was down. I passed through in roughly 10 seconds.

A few days ago I was in a whole foods. They had to shut the whole store down - bring everything to the front, we'll put it away, you can't buy anything. I asked someone by the door since ive been going in there a few years. Something with the Amazon prime system.

Money on phones does not seem to be that convenient or work that good. My experience of cell phones has basically been "fine when plugged in on wifi, but otherwise low on batteries, out of signal, or dead." Not exactly great qualities for currency