Then there’s all the expenses you didn’t know about before you bought the house. If you don’t have at least some DIY skills, you get to pay people a lot of money to fix things for you.

…BTW, the county just did a reassessment on your property and your property taxes have now doubled. In exchange, you get nothing. Congratulations.

Yup. Oops, you need a new roof and a water heater, that will be $34,000.
Hey, I just did these things! Water heater i was ripped off, which cost me $2600, and the roof i actually thought was a good deal at 17k. Not fun but the roof made me happy. The water heater actually destroyed my basement by leaking out…
Ooof.