1/
CrowdBucks is a open-source, Fediverse-native way to FUND THE FEDIVERSE:
• to help sysops pay server bills,
• to support developers creating Fedi software, and
• to fund creators on the Fediverse.
...
The MVP of CrowdBucks uses Stripe as its credit card payment processor.
One of the challenges with credit cards and payment processors is the fees.
Here is what I mean …
2/
Most people probably don't know this, but —
If, for example, you pay someone $200 using a credit card, the person you paid does NOT get $200. They get less-than that!
For example, there might be a 3% fee due to paying with a credit card.
And, the person you pay ends up getting only $194 (rather than $200). ($6 was taken in fees.)
(This is why some merchants will give you a discount if you pay by cash — since with cash that fee isn't there.)
3/
Stripe, of course, adds their own fees on top of the credit card system fees.
So, with Stripe, the fees end up looking something like:
U.S.: 2.9% + USD $0.30
Canada: 2.9% + CAD $0.30
EU: ~1.5% + €0.20
Etc.
...
There is also an extra 1% fee for "international" cards.
And, an extra 1% fee for currency conversations.
Etc.
...
All platforms and systems that use Stripe are affected by this — including CrowdBucks.
4/
This is a big part of why if, for example, you pay or donate, etc $200 to someone, they get less-than that $200 — the credit card and Stripe fees.
@reiver ⊼ (Charles) 
narF 😵✌️
Emelia 👸🏻