@stevestreza It could also be replaced by a free market in health care with published prices, the right to know what things will cost ahead of time (they already impose this on car mechanics!) and generous subsidies for the poor.
If you are going to subsidize something, do it right out in the open. Write a check. That way everyone can see the costs and nobody can hide any ripoffs.
Insurance should be for the unlikely but catastrophic cases, not for ordinary care.
@doktrock @stevestreza Start out by asking, what function do insurance companies currently provide? Why is it so important to have insurance?
Health insurers are buyers' unions that engage in collective bargaining with the providers, in order to get their members slightly less outrageous prices. Of course they are nasty corrupt mobbed-up unions that rip off their customers as much as possible. But in the current system you either belong to a gang or you are at the mercy of them...