Microsoft Recall is even worse than you think.
It has apparently been snuck into the Edge web browser even if you don't have the Windows version that adds it.
h/t @laimis who pointed out to me that #Recall starts with Windows 11 24H2; I only have 23H2.
BUT I found it in my Edge Browser which updated today to Version 125.0.2535.51.
The setting is:
{3 dots button} =>
Settings =>
Privacy Search and Services =>
Save screenshots of sites for history
(all the way down, default on).

