My older son wants to start working out at a fitness center. They require that you pay from a checking account; you can't use a credit card. This is not a small business either.

I'm sitting there thinking absolutely NOT. No way would I allow that access.

Am I missing something?

@jasonbock It's becoming a cost savings/more profit trend lately. ACH is cheaper than CC processing fees, so it's an easy way to bump the bottom line. T-Mobile and my city utilities are the latest to force me to use ACH.