When privileged folks tell me at my talks “I don’t care about my privacy / I have nothing to hide / Give me one example of the ramifications of surveillance capitalism / etc.”, I tell them “you will care when your health insurance premiums go up because your Smart Fridge tells the insurance companies what you’re eating/drinking.” This is basically the same thing. Sad that it takes things hitting their own wallets for privileged folks to pay attention.

🤷‍♂️ https://social.lansky.name/@hn50/112077137922790367

Hacker News 50 (@[email protected])

Automakers Are Sharing Consumers' Driving Behavior with Insurance Companies Link: https://www.nytimes.com/2024/03/11/technology/carmakers-driver-tracking-insurance.html Discussion: https://news.ycombinator.com/item?id=39666976

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@aral Individual policies in California have community rating. It was the main feature of the ACA.
@aral in the context of auto insurance, I have no problem whatsoever with programmatic enforcement of safe driving. Come spend a week watching how people drive in this city and you'll reach the same conclusion.
@wooliex @aral in principle, I agree on programmatic enforcement, but I am much more comfortable with enforcement coming from publicly accountable agencies with things like public traffic cameras than with sharing private driving data with for-profit companies. The risk of scope creep, algorithmic bias, and unaccountable abuse is too high without strong checks in place.