Of course if she was being nominated to the Supreme Court and her debts were suddenly paid off by some unknown party, that would be fine: https://www.washingtonpost.com/national-security/2023/07/15/kemba-walden-nomination-cyber-director/
Personal debts said to scuttle nomination of Biden’s acting cyber director

The White House has said it won't nominate Kemba Walden to be national cyber director over personal debts. The rationale has stunned colleagues.

The Washington Post

@evacide
So she's doing what all of us who are *not* wealthy do, borrow to get a safe car, safe house, clothes that fit the job, repairs on those items, because we keep pay too low to do otherwise. And you better not need any medical treatments.

Disclaimer: I did not read the WaPo article (not going to give PII to read about fed govt), so don't know if it said what the debts are, or if she is current on payments.