Random story, told to me by a friend

So I’ve had an Apple credit card for 2 or 3 years now, because it works okay with #applepay. #iguess? So when you pay for something they give you pennies to suck on because #corporateLargesse. Except one day they said, hey, wanna put those sucking pennies in a 6% APR savings account?

So I said, “hells yeah” and thirty seconds later I had me a Goldman Sachs savings account (dot dot dot)

Okay, so cut to a few days later (today), and a note comes in from #americanexpress saying, “hey buddy, how about a 4.75% APR savings account”???

I’ve had a Amex account maybe 35 years, so, umm, okay twist my arm. Thirty seconds later, email notification: “we’ll let you know”.

Question for the #cognoscenti: which of these was the scam?

#scam

Um, both?