Ethical debt happens when tech developers don't take enough time to consider consequences before deployment, and instead wait to see what the "bugs" will be. Which requires speculation about likely consequences... but that doesn't mean imagining sci-fi futures. *Near-term* speculation is even more important when it's so clear what the immediate harms of AI can be... (wrote about this for @TheConversationUS ) https://theconversation.com/ai-has-social-consequences-but-who-pays-the-price-tech-companies-problem-with-ethical-debt-203375