Even if you have good health insurance, hospitals "in your network" have a scam whereby doctors not in your network treat you -- and you're on the hook for megabucks.
It should be flatly illegal to do this.
Even if you have good health insurance, hospitals "in your network" have a scam whereby doctors not in your network treat you -- and you're on the hook for megabucks.
It should be flatly illegal to do this.
@dangillmor I am right now going through a similar thing, over a much smaller amount of money, but I am fighting them on principle. I am being billed for a device supplied by an out-of-network durable device vendor, and they (meekly) claim that a flurry (of totally unread) documents I signed on my way into surgery allowed this.
Bullshit. I've threatened to sue over it, and they're "considering my request for exemption." I don't want an exemption; I want such predatory practices ended.
@dangillmor Texas state law prohibits this for plans that are vetted by the Texas Department of Insurance. Federal law applies more recently, too:
https://www.texmed.org/surprise/
If you work for an out-of-state company remotely, as I do, not so much.
@dangillmor they did pass laws against it IIRC they went into effect last year…
From my experience it seems like instead of sending you a $20k bill they send you a $2k bill or however much is low enough to make it not worth getting a lawyer.
@dangillmor How did we get this way? Our medical system is caveat emptor, full of information asymmetry designed to extract large sums from people who need help.
We call it healthcare but where did the care go?
And to think that prior to ACA access to affordable healthcare in America was worse than it is now. We really need single payer healthcare.