@sparfindig Back to this.
Even if Finland adopted the EPC QR codes officially. Implementation is afaik optional and when asking around in forums and chats I didn't find single instance of usage or anyone saying it would work. ;) Same of course applies to the payto:// URI scheme. Not working, not being used, not being offered, not present.
In Finland there's the "pankkiviivakoodi" - "bank bar code" which does contain payment information, but it's national standard and usually encoded using code128, yet technically of course nothing prevents storing the same data in QR code. REF: https://www.finanssiala.fi/wp-content/uploads/2021/03/Bank_bar_code_guide.pdf
#EPC069-12 / EPC QR Code - #payto URI Scheme #RFC8905