South Korea’s major card issuers are lowering card loan rates and targeting prime borrowers, even as funding costs rise, to manage asset quality amid tighter lending regulations.
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Are Card Loans Set to Rise Again—Lenders Cut Rates to Attract Prime Borrowers

South Korea’s major card issuers are lowering card loan rates and targeting prime borrowers, even as funding costs rise, to manage asset quality amid tighter lending regulations.

Yonhap Infomax
South Korean insurers are paying higher funding costs for hybrid securities than banks, despite stronger credit ratings, due to weaker fundamentals and regulatory uncertainty; DB Insurance’s latest issue saw a spread nearly double that of Hana Financial Group, highlighting sector disparities.
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