Could a government shutdown disrupt your benefits? Madeleine Ngo breaks down which federal services like Social Security and Medicare remain unaffected, while discretionary programs may pause if funding lapses. Understand the vital difference between mandatory and discretionary spending before Tuesday’s deadline. Dive into the details here: https://www.nytimes.com/2025/09/29/us/politics/benefits-shutdown-explainer.html #MadeleineNgo #governmentshutdown #federalbenefits #congress #publicservices #nyt

Do you qualify for severance pay after a RIF?

You need at least 12 months of continuous federal service and meet other specific criteria.

Full details: https://wix.to/umIAABU #FederalBenefits

What happens to your FEHB coverage after a RIF?

You get a 31-day extension at no cost, then options like TCC.

Complete breakdown here: https://wix.to/umIAABU #FederalBenefits #HealthInsurance

After a RIF, you'll receive a lump-sum payment for ALL unused annual leave.

This includes regular, restored, and "use or lose" leave: https://wix.to/umIAABU #FederalBenefits #LeavePayouts

TCC after a federal RIF means paying both employee AND government shares of your premium plus a 2% fee.

Plan your budget accordingly: https://wix.to/umIAABU #FederalBenefits #HealthcareCosts

Your FEGLI coverage continues for 31 days at no cost after separation.

Learn about your options to convert to an individual policy: https://wix.to/umIAABU #FEGLI #FederalBenefits

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https://abc7.com/post/homeland-security-investigating-california-allegedly-providing-federal-benefits-immigrants/16393190/

No payout for sick leave after a RIF, but if you retire immediately, it converts to service credit for your annuity.

If not, it's restored if you return within 3 years: https://wix.to/umIAABU #FederalBenefits

No medical exam is required when converting FEGLI to an individual policy after a RIF, but application deadlines are strict.

Mark your calendar: https://wix.to/umIAABU #FederalBenefits

Worried about healthcare costs after a RIF?

TCC can be expensive—our comparison shows a typical $180 biweekly premium jumps to $520 under TCC.

Plan your budget with our guide: https://wix.to/umIAABU #FederalBenefits #HealthcareCosts