Momentous day: After 25 years with #DiscoveryHealth Medical Aid/Insurance I've ditched them for #Bonitas. Mostly brought on by Discovery dropping the medical savings by R3,000pa (we'll be a bit short next year then).
So Bonitas gives nearly double the medical savings at the same cost. Suppose I was locked into the illusions of big Vitality discounts and 20% off at Takealot etc.
Life will be simpler now and less stress over funds running out... Change can benefit.
Wow #DiscoveryHealth has 26 different health plans. To keep their increases low due to medical inflation they increase our costs but also reduce our savings plan (over the counter stuff) by 26%for next year. I explained that decrease in benefits is more than that, as we also have to pay inflated medical costs - so it it is a double decrease!
How is an average human supposed to choose between the nuances of 26 different plans, with hospitals inc/ex differing hospital networks?